SmallBusinessOutpost.com provides small business owners and home-based business entrepreneurs with free information, ideas, assistance, opportunities and encouragement in their journey of starting and operating their own business.

Small business finance includes such things as raising money for you business, saving money by cutting expenses and obtaining a credit card merchant account.

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Free Money (Or Raise Money for Your Business Without Asking Your Bank Manager)
By Frederick Pearce

Consider it Free Money! No interest! No monthly payments!

How often have you heard experts talking about small and medium- sized businesses failing because they were 'under-capitalized'? But you don't hear too often the remark that failing companies are over-indebted! I suggest that the latter happens far more frequently than the former.
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Financing Your New Business
By Dr. Robert Sullivan

If it is at all possible, you should start your business without any funding beyond your own. Do this by starting slowly and in conjunction with present employment. Start your business by working evenings and weekends while keeping your present job as long as practicable. This way, if the business does not meet your expectations, you have not incurred debt and will still
have a job! 
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Money Saving Tips
By Dr. Robert Sullivan

Seemingly insignificant items can add up to major savings for your business. Consider the following and watch your bottom line improve:

* Negotiate everything including services. You can frequently purchase at a discount by merely asking. Always request a discount if you pay cash or intend to pay within 5-10 days.
 
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Services for small and home-based businesses.

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Obtaining a Merchant Card Account
By Dr. Robert Sullivan

There is little doubt as to the value of being able to take credit cards as payment for your product or service. This merchant status requires you deal with a provider or electronic clearing house for the credit card transactions and a
participating bank for deposit of your funds. The process simply
involves finding a bank that will accept you as a merchant card
customer. 
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